Traditional Track

Zero interest business credit, for credit kept strong.

Up to $100K or more at 0% interest for 12 to 18 months, repaid monthly on the credit accounts you open. You pay us only after the money lands.

Who this track fits

Your personal credit is the asset here. This is your lane if your score is around 700 or better, with a clean report across all three bureaus. You'll need a business entity with an EIN and a business checking account. Revenue history is not required, so startups and newer businesses qualify.

What the offer is

Access to up to $100K or more in 0% interest business credit over 12 to 18 months. Repayment is monthly on the credit accounts you open. That means you can launch or grow without interest charges eating the money while you put it to work.

What it costs

Our fee is 10% of the funded amount. You pay it after the money is in your account. No upfront fee. No application fee. If you don't get funded, you don't owe us anything.

Is 10% a lot? It's 10% of money you didn't have, at 0% interest, and you pay it only after it lands. Compare that to what a term loan costs you over 12 months.

What's included

  • A qualification call to confirm your credit, entity, and checking account.
  • Review of your full tri-merge credit report. You pull it yourself, so there's no hard inquiry from us.
  • A closing call that explains the 10% fee and answers every question before you sign.
  • A dedicated Funding Specialist who builds your funding strategy and profile.
  • Help opening any business bank accounts the sequence requires.
  • Introductions to the right bankers from our contact list, with calls scheduled for you.
  • Confirmation when funds land, then one final invoice. That's the only bill.

What we won't promise

We don't promise approval, a specific amount, or a funding date. Nobody honest can. Our target for the funding sequence is under 10 business days, but banker response times are outside our control. We also don't repair credit. If your report shows problems, we'll tell you straight and may point you to the Alternative track instead.

Think this is your lane?

Apply and we'll call you within 5 minutes during business hours. A few quick questions will confirm it.

Apply now